1 Care Malaysia; implication of shared contribution

ARCHIVES 2012

By admin-s On Feb 14, 2012

So, if you work for a company that pays bonus, there is still something on top of your monthly pay cheque for you. If you work for a company that can’t afford bonus, well………….just hope the company top management absorb this cost and not play with your bonus.

Lee Wee Tak

The Minister of Health has finally come out to clarify the 10% of 1Care. It would have been better for the public had the minister attended the 1Care Health Forum held on 12th February at Global Business Park, No 8, Jalan 19/1 Petaling Jaya, when MOH officials did not turn up but 3 other speakers did. Those who attended the 12th February forum were given great insight by Dr Ng Sween Choon, Dr Jayabalan and Dr Xavier.

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http://www.malaysiakini.com/news/189092

Liow: 1Care being manipulated to scare public

Hazlan Zakaria
2:09PM Feb 14, 2012

Certain parties are “manipulating” erroneous details of the proposed 1Care healthcare plan to frighten the public, said Health Minister Liow Tiong Lai.“The matter has been manipulated to confuse the rakyat.

“The 10 percent (contribution from employees), for example, is being used to scare the people,” he told a press conference in Kuala Lumpur today.

Liow explained that the total contribution would be from the government, the employer and the employees, and not a quantum solely to be borne by individual workers as alleged.

Liow reiterated that the proposed plan was still in the early stages and that details. as to who may contribute to the costs, were yet to be finalised.
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4 days earlier, the picture leaked to the public was a complete opposite.

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1 Care not yet cast in stone, says Health D-G

By Shazwan Mustafa Kamal

February 10, 2012

http://www.themalaysianinsider.com/litee/malaysia/article/1-care-not-yet-cast-in-stone-says-health-d-g/

The deputy director of the National Health Financing unit, Dr Rozita Halina Hussein, said yesterday 1 Care would have to be made mandatory, but that private healthcare providers would be given a choice on whether to participate in the new healthcare system that has seen stiff opposition from stakeholder groups.

A source however told The Malaysian Insider that the healthcare scheme is at a “very, very advanced” stage of planning and is not as preliminary as the Health Ministry has made it out to be.

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An experienced 50 years old administration should never let such confusion reigned. Why is it so hard for BN administration to:

# publish the proposals, facts, justifications and explanation for the public to understand?

# invite public to air their comments and opinion – this is what democracy is all about

It is Badawi era flip flopping all over again.

The Minister has stated that it would be a joint contribution thing. As the ratios are not finalised/disclosed/made public, let’s look at a couple of hypothetical scenarios, very much subject to the REAL ratios to be decided by the government before or after the GE.

Let’s take Mr A as an example. He earns RM4,000 a month basic pay and can look forward to a 1 month bonus at the year end. 1 month bonus is about 8.3% of his basic pay, something the company’s accountant budgeted for and approved by the big boss.

If the government implement the following scenarios, in addition of Mr A losing either RM160 (4%), RM120(3%) or RM80 (2%) from his normal take home pay every month;

the employer will have to bear additional cost of RM1,440 (if 3%), RM1,920 (if 4%) or RM2,400 (if 5%)….something like the current employers’ portion of EPF

Well the company’s revenue won’t go up in tandem with this sudden 1care money maker so the company accountant (please don’t blame him or her) has to do the sensible thing – take the money out from bonus pool.